 Give clients the peace of mind that comes with guarantees Now more than ever clients are concerned about continued market volatility and protecting their financial assets during a market downturn. Give them the peace of mind that comes with protection available only with segregated fund guarantees. Empire Life Guaranteed Investment Funds (GIF)1 offers the growth potential of investment funds with the security of insurance guarantees: - Choice of 75% or 100% maturity benefit guarantee
- Choice of 75% or 100% death benefit guarantee on deposits made to age 902
- Automatic annual death benefit guarantee resets until age 80 to lock in market gains
- Diversified investment choices ranging from fixed income to 100% equity, including our tactically managed Emblem GIF Portfolios

| Earn 10% more commission on all Empire Life Guaranteed Investment Funds (GIF) digital deposits! | For a limited time, all Empire Life Guaranteed Investment Funds (GIF) digital deposits will earn an extra 10% commission. This includes GIF applications using the Fast & Full Investment App, Fundserv deposits via Wire Order, additional GIF deposits processed through the Empire Life My Advisor Dashboard and recurring Pre-Authorized Debit (PAD).3 What’s more, submit your first Fast & Full Investment App and receive a $50 bonus on your next commission payment from Empire Life.4 The 10% digital commission bonus is available from January 1 to September 30, 2020. | 
| Talk to your Empire Life sales representative today for details. 1 Segregated Fund contracts are issued by The Empire Life Insurance Company (“Empire Life”). A description of the key features of the individual variable insurance contract is contained in the Information Folder for the product being considered. Any amount that is allocated to a segregated fund is invested at the risk of the contract owner and may increase or decrease in value. Past performance is no guarantee of future performance. All returns are calculated after taking expenses, management and administration fees into account. 2 100% of deposits if policy issued before annuitant’s 80th birthday, otherwise 75% of deposits. 3 The campaign will pay an extra commission on all eligible deposits received and processed into Empire Life Guaranteed Investment Funds contracts - GIF 75/75, GIF 75/100 and GIF 100/100 from January 1, 2020 at 12:01 a.m. (ET) to September 30, 2020 at 4:00 p.m. (ET). All existing recurring Pre-Authorized Debits (PADs) as of January 1, 2020 will receive the GIF digital commission bonus. 4 To be eligible for the $50 bonus, your first Fast & Full investment application must be submitted between January 1, 2020 at 12:01 a.m. (ET) and September 30, 2020 at 4:00 p.m. (ET) with the policy issued by 4:00 p.m. (ET) September 30, 2020 as per Bonus Rules. Total bonus reward per advisor is $50 and its value will be included as taxable income for 2020. |