August 15, 2019

Webinar replay, earn CE credits - The Family Cottage: Strategies to help your clients keep ownership in the family

The recent TRIIPSS Webinar The Family Cottage - Keeping the history, memories and ownership in the family is now available on demand and eligible for CE credits.

Peter Wouters, Director, Tax, Retirement & Estate Planning Services, Empire Life, delivers an informative webinar that covers the importance of preparing for tax implications that a vacation property transfer can bring.

Also available via the link below is a PDF of the presentation slides for your reference.

Watch the Replay

Presentation Slides

Earn more commission on Empire Life GIF deposits

For a limited time, all GIF deposits will earn an extra 10% commission. This includes GIF applications using the Fast & Full Investment App, additional GIF deposits processed through the Empire Life Advisor Portal as well as paper applications and deposits. What’s more, submit your first Fast & Full Investment App and receive a $50 bonus on your next commission payment from Empire Life.*

The 10% bonus commission is only available from June 3 to August 30, 2019. Act now!

Learn More

Compensation done your way with Empire Life Guaranteed Investment Funds!

Empire Life supports your business models and needs. With Empire Life Guaranteed Investment Funds, we offer flexible fee options including Front End, Low Load, No Load, DSC and Fee For Service.

·        Automatic GIF trailer commission bump-up on DSC, Low Load and No Load after the schedule expires

·        No Load purchase option allows up to 10% (20% for RRIF) chargeback free withdrawals per year, within the first 3 years of the deposit

·        Enhanced trailers with Emblem GIF Portfolios, our tactically managed  packaged program

·        Combine purchase fee options within the same contract: Front End/No Load/DSC or No Load/Low Load

Learn more

Protecting vulnerable clients

The Autorité des marchés financiers (AMF) recently released 'A practical guide for the financial services industry - Protecting vulnerable clients'. This guide outlines possible courses of action to follow to help clients protect themselves if circumstances make them vulnerable or to assist them in dealing with situations regarding their financial well-being.

Corporate errors and omissions (E&O) Insurance

As part of the Empire Life contracting process all distributors must provide proof of Errors and Omissions (E&O) Insurance.

In particular, Corporate Brokers must provide proof of E&O Insurance in the name of the Corporate Broker that clearly indicates the corporate entity is fully insured for the actions of all people related to the entity. Please refer to Information Circular 2019-13 for more details

Empire Life announces second quarter 2019 results

We announced our second quarter 2019 earnings. Read the news release.

Did you miss our latest CIO Conference Call? Catch the replay today

Missed our CIO Conference Call “Unknown Territory” or would you like to listen again? The replay and transcript are now available.

Join Ian Hardacre and our panel of portfolio managers as they discuss their plans to achieve sustainable future returns by focusing on quality, value and managing risks.

Replay

eStatements are here

If you have clients that have signed up for eStatements, they will have received an email advising that their statements are ready and asking them to log in to download them.

To encourage clients to sign up for this simple, fast and easy, environmentally-friendly option, please direct them to empire.ca/register.

Please note that if clients have not signed up for eStatements, they will continue to receive paper statements.

Emblem Asset Allocation Update – July 22, 2019

Check out the latest asset allocation update for Empire Life Emblem Portfolios