We are pleased to announce the launch of Guaranteed Life Protect^TM,
a competitively priced Guaranteed Issue life insurance.

Guaranteed Life Protect^TM features

• Lifetime protection - Guaranteed Life Protect can provide coverage for life.
• Guaranteed rates - Premium rates in the contract are guaranteed and will not increase.
• Future guaranteed values - Guaranteed cash surrender values starting at the 5th policy anniversary and reduced Paid-up values starting at the 8th policy anniversary.

What makes Guaranteed Life Protect^TM outstanding?
No health or lifestyle questions, coverage amounts up to $50,000 depending on age*

Learn more

*Lifetime maximum coverage amount per life insured is $50,000 for issue ages 40 – 50 and $25,000 for issue ages 51 – 75.

This year your clients can treat themselves to even more guaranteed retirement income for life¹ with Class Plus 3.0! We’re increasing the 2018 Annual Income Base Bonus on Class Plus 3.0 from 4% to 5%!²

Be sure to tell your clients that the 5% Bonus is available only until
December 31, 2018!

Learn more about Class Plus 3.0

¹ Making an Excess Withdrawal may decrease the guaranteed retirement income for life amount. ² If no withdrawals are made in 2018. Offer ends December 31, 2018. Annual Income Base Bonus returns to 4% in 2019.

Now Empire Life Class Plus 3.0 and Guaranteed Investments Funds (GIF) give your clients even more options and flexibility to meet their needs.

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We have added AML/ATF Modules to the Compliance section of the Advisor website to assist advisors with their AML/ATF compliance programs.  The modules focus on each of the five compliance program requirements required by the Financial Transactions and Reports Analysis Centre (FINTRAC) and provide guidance and templates to help advisors develop or enhance their compliance programs.

For further information on advisor obligations for AML/ATF, please go to www.fintrac.gc.ca.

Federal Proposals released in July of 2017 were the most dramatic changes to the Income Tax Act affecting Canadian controlled private corporations in 45 years. In this webinar Peter Wouters discusses targeted shareholder employee benefit plans as options to holding retained earnings destined to provide retirement cash flow, and trusts that offer benefits for select employees.

Watch the replay on demand when it is convenient for you and complete the webinar quiz to earn CE Credits.

Watch our webinar

We announced our third quarter 2018 earnings. Read the news release.

It's conversion time! 

To help streamline this process letters have been mailed as a reminder to all customers who are turning 71 this year and are currently invested in a Registered Retirement Savings Plan including locked-in contracts.

If we do not receive a completed conversion form by December 7, 2018 policies will automatically be converted to Registered Retirement Income Plans.

Our RRSP to RRIF conversion forms have also been amended to clarify that Successor Annuitants cannot be added to a Locked-In Registered Retirement Income Plan.

See Sample Conversion Forms here.

Ashley Misquitta, Senior Portfolio Manager, U.S. Equities recently appeared on BNN Bloomberg's Market Call segment to share his views on the U.S. market.

Save time for you and your clients with a faster application process. Simple and convenient, you can complete and submit an application for a segregated fund contract and transfer form without a single piece of paper.

Submit your first Fast & Full Investment Application by December 31, 2018 and receive a $50 bonus on your next commission payment from Empire Life.

Get started today

Empire Life is pleased to announce that we are launching electronic client statements for investments starting with December 31, 2018 statements.  Clients are encouraged to register and sign up for eStatements to access their statements safely and securely online.*

Learn more

*At this time electronic statements are only available for investment customers.