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Case declined - what do I do next?
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Give us a call!  We are here to help your hard to insure clients, with a simplified, non-medical solution!
 
A-Z Life Coverage 

  • Occupation – No occupation questions, high risk ok
  • Hazardous sports – eligible for $500k Simplified Elite (no exclusions)
  • Work Permits & International Students – up to $250,000 of coverage
  • Foreign Travel – Worldwide travel ok for less than 12 consecutive weeks
  • Financial – No bankruptcy, financial underwriting, or income verification questions
  • No Activity Exclusions – even soldiers are covered during active duty, pilots during operating an aircraft
  • Lifestyle – lenient questions in regard to criminality and drug use
  • Marijuana – daily use ok - smoking 6 times a week or less = non-smoker

 
No questions about:

  • Being on disability
  • Anxiety/Depression
  • High blood pressure
  • Asthma or Sleep apnea
  • Hepatitis A or B
  • Crohns disease