We are pleased to announce that effective May 1, 2026 to April 30, 2027, the Performance Bonus Rate for the following BMO Insurance Whole Life policies will be 6.0%* - an increase of 0.25%.

The increase applies to:

• BMO Insurance Whole Life Plan,
• BMO Insurance Whole Life Estate Protector, and
• BMO Insurance Whole Life Wealth Accelerator with applications received on or after November 2, 2020. 

We will apply this rate on each policy’s anniversary in that period to calculate the Performance Bonus and automatically purchase Paid-Up Additions. 

When it comes to the investment strategy for BMO Insurance Whole Life policies, our goal is to generate stable returns for your clients that support their insurance needs.

For more information, please refer to the 2026 Performance Bonus Rate fact sheet.

*For updates on the “Closed Block” (BMO Insurance Whole Life Wealth Accelerator policies submitted on or before October 30, 2020), please refer to the 2026 Performance Bonus Rate Closed Block fact sheet.

Thank you for your business and for entrusting us with the financial well-being of your clients.