Do you know that YRT-UL has some very interesting advantages?
It allows your clients to move from need to need as they move through their life cycle
It is a flexible product and estate protection “vehicle”
The flexibility includes:
- How much to invest
- How to invest (match client risk tolerance)
- If and when to move to Level COI
- If and when to reduce insurance coverage
- If and when to withdraw cash, or use product as collateral
- Joint first, joint last available
- Increasing and level Death benefit
- Maximizer for YRT
- Strong selection of investment options
WHAT SETS US APART?
- Very competitive YRT COI or T100 rates
- 1% guaranteed bonus starting year 6
- Privilege in case of disability
- Extreme disability benefit
- Critical illness rider
- Benefits included with child coverages:
- Insurability benefit
- Critical illness