iA Financial Group - Investment Newsletter

Below you will find several important updates to kick off your week.

For additional updates including fund commentary, product announcements and GIF rates please consult the iA Connected your ongoing source of information. Wishing you a successful week ahead!

March 29^th 10:00am PST

iA Financial Group – The TFSA Opportunity

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As we prepare to enter a new quarter, there are numerous opportunities to connect with clients regarding their investment needs. Join your Investment Sales team with iA Financial Group to explore timely conversations with your clients regarding their investment portfolio. Director of Sales, Kendall Harris will highlight current opportunities for your client’s portfolio in addition to the latest commentary from iAIM. With the tax deadline fast approaching and clients potentially receiving tax returns, it’s a great time to discuss the advantages of TFSA and how they can complement your client’s financial plan. Our team will review relevant case studies to position the TFSA and also review iA’s wide range of products, funds and digital tools to enhance and simplify your business.

April 13^th 10:00am PST

Let’s Talk – Dynamic Funds Ft. David Fingold

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Join iA Financial Group for the next Let’s Talk webinar featuring David Fingold, Vice President & Senior Portfolio Manager Dynamic Funds. David manages both the Global Dividend (Dynamic) and American (Dynamic) fund on iA Financial Group’s segregated fund platform. During this webinar he will review his investment approach within each mandate, current market outlook and opportunities moving throughout 2023. His unique approach between the two mandates includes a low correlation to the index, a focus on undervalued companies and in the Global Dividend fund companies that are initiating or increasing their dividends.

Recording – iA Financial Group – The Segregated Fund Shelf from A-Z - Zoom

March 15, 2023

Join Kendall Harris, Director of Sales, to guide you through iA Finanical Group’s segregated fund line up. Discover the wide range of managed solutions and review the various categories of funds to build well diversified portfolios for your clients. Determining your client’s goals is an essential part to constructing their investment portfolio. Learn how to initiate the conversation around risk tolerance using an Investor Profile and incorporate various topics such as market volatility. This session will provide you with information to select funds best suited for your client’s goals and reach their investment objectives.

iA Financial Group’s Guaranteed Interest Funds have increased and continue to remain very competitive within the industry. You can find current GIF rates online.

The High Interest Savings Account is currently 4.25%

iA Investment Management

Bonds have seen a strong turnaround so far in 2023. While last year’s rate hikes wreaked havoc on asset valuations, the associated increase in bond yields generally meant new bonds were issued with coupons at levels last seen before the 2008 crisis. In the attachment published by iAIM, Jason Parker reviews the opportunity in fixed income that is now available to investors who can benefit both from currently higher coupons and capital gains resulting from the related rise in bond values. He also makes a strong case for actively managed bond funds.

Loomis Sayles

Loomis Sayles has put together a new series of videos featuring their Global Allocation team, the manager of Global Diversified (Loomis Sayles).

For those that aren’t very familiar with Loomis Sayles, these videos offer an introduction to the team, their various backgrounds, highlight key attributes of the Global Diversified (Loomis Sayles) strategy, and share the opportunities that they are seeing in today's market.

The team also talks about how Global Allocation Fund is a best ideas strategy designed for performance, looking at individual ideas whether they are stocks or bonds, domestic or global. David Rolley mentions in one of the videos that a lot of people generate ideas within the firm (the credit research department, the macroeconomics strategies, the traders), and that it is their job as portfolio managers to bring them into the strategy in an operational way - a nice reminder of the breadth and depth of research that the team has access to and can leverage for Global Diversified (Loomis Sayles)

Here are the links for the videos:

Finding Value in Today’s Market With Global Allocation
Dispersion has been growing in today’s markets, bringing opportunity potential. Watch to see where the Global Allocation team is finding value.

Global Allocation: A Portfolio Designed for Performance
The Loomis Sayles Global Allocation strategy seeks to bring together our best ideas from equity and fixed income. Watch to learn more about the bottom-up perspective and individual security selection that drive our approach.

Meet the Managers Behind Global Allocation
A team with varying backgrounds, brought together by their passion for investing. Get to know the managers behind Loomis Sayles Global Allocation.

Effective May 26 at 4pm (ET), in line with regulatory requirements, we will no longer offer the Deferred Sales Charge (DSC) option for segregated fund deposits.

We encourage you to start using other sales charge options from today to ease the transition.

After May 26, 4pm (ET):

A sales charge option other than DSC will have to be used for all new deposits invested in segregated funds.
All automatic deposit instructions for either pre-authorized debit (PAD) or automatic investment term (AIT), which include funds with the DSC option, will be automatically changed to Front-End Load (FEL) 0%. No action is required by you or the client.
This change will not affect your clients’ return potential or fund management fees (MER).

To choose an alternative sales charge option for automatic deposits, you will need to contact your client and submit the request to us by May 12.

Client communication

At the end of March, clients with automatic deposit instructions (PAD or AIT) which include funds with the DSC option will receive a letter via My Client Space, or by post depending on their communication preference. The distribution will be spread out over a one week period.

View a copy of the letter.
From March 13, in the Advisor Centre, download the list of your clients who will receive the letter: My Clients > Obtain your clients’ investment data.

Please consult the iA Connected for additional information.

Due to regulatory changes across the segregated fund industry regarding the deferred sales charge (DSC) option, the Diploma RESP product will be closed to new sales as of May 26, 4pm (ET).Existing clients will maintain their contracts, and pre-authorized monthly contributions (PADs) will continue as usual.

Clients will no longer have the option to increase the amount of their monthly PAD contribution. They may, however, continue to make additional contributions to their contract (e.g., by cheque or through online banking).

No action is required by the advisor or the client.

Please consult the iA Connected for additional information.

Attachment	Size	Type
iAIM - Keys to the market - March 24 2023.pdf	269.29 KB	application/pdf
March 2023 - Higher Yields Bring Investors Back to Fixed Income.pdf	204.29 KB	application/pdf

iA Financial Group - Investment Newsletter | March 27th, 2023