Upcoming Quebec Bill 96 changes to Fast and Full for English language clients

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Insurance & Investments
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Effective June 1, 2023, Empire Life is making some changes for Quebec residents and their advisors who wish to complete a Fast & Full Life and/or Investments application in English.

Bill 96, An Act respecting French, the official and common language of Québec, has been adopted in the province of Quebec to further protect the French Language. Bill 96 impacts how some English language contracts are executed in Quebec only.

As a result, after June 1st, any Quebec resident who wishes to complete an Empire Life application in English will need to be presented with a copy of the French language version before they complete their application.

What's changing?

To make this simple, fast and easy for advisors and their clients in Quebec, we are implementing a process change for all Fast & Full Life and Investment applications.

As part of this change, an email with a copy of the French application (a blank version) will automatically be sent to an applicant once the applicant’s email address and the Signing Location has been input into a Fast & Full application.

Fast & Full Life Update

Fast & Full Investments Update

When you log in to the Fast & Full Life application on June 1st, this new release will already include the new experience and any saved applications will default to the latest version. 

For full details on these changes, including how to handle paper applications in Quebec, please see the Information Circular below.