Give your clients the gift of guaranteed retirement income for life this holiday season

4% Annual Income Base Bonus² builds income potential – not pro-rated!
Unique Lifetime Withdrawal Amount (LWA) payout rates for each age,³ including
a 4% LWA at age 65
Annual Automatic Income Resets mean client’s income may be bumped up
Lower insurance fees and total cost⁴
Death Benefit Guarantee⁵ and Income Base reset automatically every 3 years
Potential for higher growth with up to 80% equity exposure

Have a client that owns Class Plus 2.1?

Class Plus 2.1 clients are also eligible for the Income Base Bonus - not pro-rated! Take advantage of the Class Plus 2.1 2020 deposit maximum of $25,000 before December 31, 2020.

FOR ADVISOR USE ONLY¹ Making an Excess Withdrawal may decrease the guaranteed retirement income for life amount. ² The Income Base Bonus is credited in years that there are no withdrawals from Class Plus 3.0 for the first 20 calendar years you own Class Plus 3.0. It is a notional amount and has no cash value. ³ Available from ages 55 to 80. ⁴ Compared to Empire Life Class Plus 2.1. ⁵ Up to and including Annuitant’s 80th birthday.

Policies are issued by The Empire Life Insurance Company. A description of the key features of the individual variable insurance contract is contained in the Class Plus 3.0 Information Folder. Any amount that is allocated to a Segregated Fund is invested at the risk of the contract owner and may increase or decrease in value.